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Frequently Asked Questions
Title & Ownership
What if my title is lost or destroyed?
You can request a duplicate title with:
Application for Duplicate Title | Form HSMV 82101
Proof of identity (driver’s license, state ID, or military ID)
Lien satisfaction (if applicable)
A copy of your prior registration (if available)
When must I apply for a Florida title?
You must apply for a title any time you:
Purchase a new or used vehicle
Bring a vehicle into Florida from another state
Transfer ownership of a vehicle
How do I correctly sign my Florida title over to someone else?
The seller fills in buyer’s name, address, odometer reading, price, and date of sale.
Seller signs and prints their name in the Seller section.
Buyer signs and prints their name in the Purchaser section.
If there is a co-buyer, they do the same in the Co-Purchaser section.
What do I need if I bought a vehicle from a private seller?
Properly signed Florida title (seller and buyer signatures, odometer, price)
Proof of Florida auto insurance
Valid Florida driver’s license
Bill of Sale
Payment for sales tax
What do I need for an out-of-state title transfer?
Original out-of-state title (no liens)
VIN and Odometer Verification | Form HSMV 82042
Completed by law enforcement or a licensed dealer.Proof of Florida auto insurance
Valid driver’s license
A Florida physical address (P.O. boxes are not accepted)
Proof of sales tax paid if vehicle hasn’t been owned for over 6 months
What if my title is lost or destroyed?
You can request a duplicate title with:
Application for Duplicate Title | Form HSMV 82101
Proof of identity (driver’s license, state ID, or military ID)
Lien satisfaction (if applicable)
A copy of your prior registration (if available)
When must I apply for a Florida title?
You must apply for a title any time you:
Purchase a new or used vehicle
Bring a vehicle into Florida from another state
Transfer ownership of a vehicle
How do I correctly sign my Florida title over to someone else?
The seller fills in buyer’s name, address, odometer reading, price, and date of sale.
Seller signs and prints their name in the Seller section.
Buyer signs and prints their name in the Purchaser section.
If there is a co-buyer, they do the same in the Co-Purchaser section.
What do I need if I bought a vehicle from a private seller?
Properly signed Florida title (seller and buyer signatures, odometer, price)
Proof of Florida auto insurance
Valid Florida driver’s license
Bill of Sale
Payment for sales tax
What do I need for an out-of-state title transfer?
Original out-of-state title (no liens)
VIN and Odometer Verification | Form HSMV 82042
Completed by law enforcement or a licensed dealer.Proof of Florida auto insurance
Valid driver’s license
A Florida physical address (P.O. boxes are not accepted)
Proof of sales tax paid if vehicle hasn’t been owned for over 6 months
Registration & License Plates
Do I need to turn in my license plate if I cancel insurance or sell my car?
Yes, and if the plate isn’t cancelled, the state may suspend the driving privileges of the registered owner(s)
When does my registration expire?
Most registrations expire at midnight on your birthday.
How do I renew my registration?
Provide:
Your renewal notice (if received) OR your current registration
Proof of current Florida insurance
What if I didn’t receive my renewal notice?
Not all counties mail renewal notices, and sometimes notices get lost. Even without a notice, you can renew with your current registration and proof of insurance.
At All Florida, we can process your renewal typically within 72 hours and send it to you by USPS Certified Mail or FedEx (your choice).
Do I need to carry my registration with me?
Yes. Florida law requires that the current registration certificate (or an official copy) be in the vehicle or on your person at all times while driving.
What if my plate, sticker, or registration is lost or stolen?
We can issue a replacement. You’ll need to provide:
• Your driver’s license
• Proof of Florida auto insurance (must be active policy)
• Application for Replacement | Form HSMV 83146
Do I need to turn in my license plate if I cancel insurance or sell my car?
Yes, and if the plate isn’t cancelled, the state may suspend the driving privileges of the registered owner(s)
When does my registration expire?
Most registrations expire at midnight on your birthday.
How do I renew my registration?
Provide:
Your renewal notice (if received) OR your current registration
Proof of current Florida insurance
What if I didn’t receive my renewal notice?
Not all counties mail renewal notices, and sometimes notices get lost. Even without a notice, you can renew with your current registration and proof of insurance.
At All Florida, we can process your renewal typically within 72 hours and send it to you by USPS Certified Mail or FedEx (your choice).
Do I need to carry my registration with me?
Yes. Florida law requires that the current registration certificate (or an official copy) be in the vehicle or on your person at all times while driving.
What if my plate, sticker, or registration is lost or stolen?
We can issue a replacement. You’ll need to provide:
• Your driver’s license
• Proof of Florida auto insurance (must be active policy)
• Application for Replacement | Form HSMV 83146
Insurance Requirements
What counts as valid proof of Florida insurance?
One of the following:
Florida auto insurance ID card
Policy binder or certificate of insurance
Signed affidavit from the insured with policy details
Why must I have Florida insurance for a plate?
Florida law requires all vehicles registered in the state to carry Florida insurance (issued or countersigned by a Florida agent).
What if I’m in the military and stationed out of state?
Active-duty Florida residents stationed outside Florida may be exempt. You’ll need:
Proof of out-of-state insurance
A copy of your military orders OR an affidavit from your commanding officer
A statement that the vehicle will not be driven in Florida
Initial Registration Fee Exemption Affidavit | Form HSMV 82002
(Signed by the military member or their spouse listed on the military orders)Active-Duty Affidavit | Form HSMV 71061
(Signed by the military member or their spouse listed on the military orders)Certificate of Entitlement for Sales Tax Exemption
(Signed only by the military member)
What counts as valid proof of Florida insurance?
One of the following:
Florida auto insurance ID card
Policy binder or certificate of insurance
Signed affidavit from the insured with policy details
Why must I have Florida insurance for a plate?
Florida law requires all vehicles registered in the state to carry Florida insurance (issued or countersigned by a Florida agent).
What if I’m in the military and stationed out of state?
Active-duty Florida residents stationed outside Florida may be exempt. You’ll need:
Proof of out-of-state insurance
A copy of your military orders OR an affidavit from your commanding officer
A statement that the vehicle will not be driven in Florida
Initial Registration Fee Exemption Affidavit | Form HSMV 82002
(Signed by the military member or their spouse listed on the military orders)Active-Duty Affidavit | Form HSMV 71061
(Signed by the military member or their spouse listed on the military orders)Certificate of Entitlement for Sales Tax Exemption
(Signed only by the military member)
Fees & Costs
What payment methods do you accept?
We accept credit/debit cards, checks, and money orders. (Service fees may apply to card payments.) Tax payments need to be paid with certified funds made payable to: Indian River County Tax Collector
What payment methods do you accept?
We accept credit/debit cards, checks, and money orders. (Service fees may apply to card payments.) Tax payments need to be paid with certified funds made payable to: Indian River County Tax Collector
Services & Processing
How long does it take to process paperwork?
Registration renewals: typically 3-5 business days of receiving your documents
Title transfers: typically 3-5 business days depending on state processing times
Duplicate titles: usually 3-5 business days
Can I mail my documents to you?
Yes, you must mail us required documents via tracked shipping. We recommend UPS, USPS Certified Mail or FedEx with tracking.
Mail us your documents
Can someone else handle my paperwork for me?
Yes, with a properly completed Power of Attorney (POA) form and a copy of your ID.
Which services do you not provide?
For clarity, we do not:
Issue or renew Florida driver’s licenses
Release liens
Vessel/Boat registrations
Death/estate title transfers
How long does it take to process paperwork?
Registration renewals: typically 3-5 business days of receiving your documents
Title transfers: typically 3-5 business days depending on state processing times
Duplicate titles: usually 3-5 business days
Can I mail my documents to you?
Yes, you must mail us required documents via tracked shipping. We recommend UPS, USPS Certified Mail or FedEx with tracking.
Mail us your documents
Can someone else handle my paperwork for me?
Yes, with a properly completed Power of Attorney (POA) form and a copy of your ID.
Which services do you not provide?
For clarity, we do not:
Issue or renew Florida driver’s licenses
Release liens
Vessel/Boat registrations
Death/estate title transfers
Got questions? We're here to help
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Got questions? We're here to help
Contact Us
Got questions? We're here to help